Arch Creative Financial Solutions
When finding money is hard, we get creative.
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A commercial private money loan is a good alternative to traditional bank financing. This alternative financing can be very beneficial to the borrower in many circumstances. Below are just a few of the reasons that a  commercial private money loan may be appropriate for you.

When is a Commercial Private Money loan appropriate?

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• You need a loan quickly and can’t wait the 3 to 6 months for a traditional bank loan

• You need a “bridge Loan”

• You do not qualify for traditional financing for whatever reason (income, tax returns, unique property, etc..)

• Transaction not standard and therefore falls out of traditional lending parameters

• Your credit is impaired

• Although you may have ample equity, you or your property has liens, judgments, unpaid bills, etc. that cash is needed to resolve

• You have ample equity in your property and need cash

• You need business working capital (see why private money is cheaper than factoring)

• Your property is occupied by your business, and your financials don’t tell the full story

• You need a loan without the documentation requirements of a bank (stated loan)

• You are trying to avoid foreclosure and restructure your debt

• You are a foreign national

• You need a complex loan with multiple pieces of collateral

• You need a creative solution to a loan that doesn’t fit other lenders