Purchase Programs

Arch Creative concentrates on providing access to the broadest selection of asset backed loans on the market. Whether it be for a vacation home, investment condominium or commercial project, we have the best programs for your borrowing needs.

Bridge Loan Program

    1 and 2 Year Interest Only

    15 Day Close

    60-75% LTV

    500+ FICO 

    Loan Amounts up to $1,000,000

    Low up front points.

Investor Program

    10 Year Fixed Program

    10 Day Close
    75% Loan To Appraised Value
    650 Minimum FICO

    Loan Amounts:  $50,000-$2,000,000

    Low documentation.

    Low up front points.

    Simple application process.

Buy to Rent Program

    30 Year Fixed

    30 Day Close

    75% Loan To Appraised Value

    650 Minimum FICO

    Loan Amounts:  $100,000-$1,500,000

    Rates as low as 6.5% (DCR Dependant)

    DCR (debt coverage ratio) as low as one.


 

Cash Flow Program

    3/1 or 5/1 ARM with optional prepayment                   buyouts. Up to 75% loan to value  with loan 

    limits as high as $ 2,000,000

    No Tax Returns
    No Rent Rolls
    No Reserves

    Rates from 7%-9%

    Rates will reflect your credit score and LTV.

    640 Minimum FICO.