Arch Creative Financial Solutions
When finding money is hard, we get creative.
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Purchase Programs
Arch Creative concentrates on providing access to the broadest selection of asset backed loans on the market. Whether it be for a vacation home, investment condominium or commercial project, we have the best programs for your borrowing needs.
Bridge Loan Program
1 and 2 Year Interest Only
15 Day Close
60-75% LTV
500+ FICO
Loan Amounts up to $1,000,000
Low up front points.
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Investor Program
10 Year Fixed Program
10 Day Close
75% Loan To Appraised Value
650 Minimum FICO
Loan Amounts: $50,000-$2,000,000
Low documentation.
Low up front points.
Simple application process.
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Buy to Rent Program
30 Year Fixed
30 Day Close
75% Loan To Appraised Value
650 Minimum FICO
Loan Amounts: $100,000-$1,500,000
Rates as low as 6.5% (DCR Dependant)
DCR (debt coverage ratio) as low as one.
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Cash Flow Program
3/1 or 5/1 ARM with optional prepayment buyouts. Up to 75% loan to value with loan
limits as high as $ 2,000,000
No Tax Returns
No Rent Rolls
No Reserves
Rates from 7%-9%
Rates will reflect your credit score and LTV.
640 Minimum FICO.